State National Insurance Ca Admitted AM Best Rated A VIII
ARTISAN CONTRACTOR GENERAL PROGRAM INFORMATION
DESCRIPTION OF PROGRAM:
Minimum Premium $750.00
Our General Liability program for small artisan contractors located within the specified program territory with less than $1,000,000 annual payroll and up to 15 employees.
Higher annual payroll may be acceptable in this program. Please contact CES Cornerstone E&S Insurance Services.
PROGRAM DETAILS:
- Both Residential and Commercial Artisans are eligible
- Condo/tract work is eligible up to 7 units new construction at one development (more than 7 units can be considered – check with our underwriting team)
- Other than the limitation of up to 7 units there are no restrictions on new residential construction
- New ventures may be eligible with a minimum of one year experience in the same contracting segment
- Up to 25% of work can be subbed out, except for Handyman class
GENERAL CONTRACTOR PROGRAM INFORMATION
DESCRIPTION OF PROGRAM:
MINIMUM PREMIUM: $1,500.00
This is a General Liability program for small General Contractors including: Residential Home Builders, Residential - Commercial General Contractors involved in remodeling and tenant improvements and Commercial Builders.
Our target risks are contractors with less than $15,000,000 in annual receipts and less than $3,000,000 for any given project: Higher receipts and project values can be considered. Please contact CES Cornerstone E&S Insurance Services.
PROGRAM DETAILS:
- No limitation on percentage of work subbed out
- Both Residential and Commercial General Contractors are eligible
- Residential Remodelers are eligible
- Condo/tract work is eligible up to 7 units new construction at one development (more than 7 can be considered – check with our underwriting team)
- Other than the limit of 7 units, no condo/tract limitation or restrictions on new residential construction
- New ventures may be eligible
- Rated on subs payroll less cost of materials
- Annual receipts no greater than $15,000,000 – higher receipts can be considered.
- Maximum annual receipts $3,000,000 for any project – higher project values can be considered.